We renovate with intention and tranquility at the forefront
Insurance Construction
NHF construction provides a wide variety of services. We specialize in remodeling spaces that not only will offer the homeowner a wonderful new space to enjoy, but will also increase the homes financial value. Our commitment begins with working closely with your insurance company, providing precise estimating and ensuring a seamless process from start to finish. Our experienced team is dedicated to delivering the highest quality restoration services, ensuring your property is expertly restored to its pre-loss condition. Trust us to navigate the complexities of insurance claims and provide top-notch restoration solutions that stand out in the industry.
Kitchen & Bathroom Remodeling
We still believe in the value of client first. Our team specializes in seamless kitchen and bathroom remodeling, ensuring that modern amenities blend effortlessly with the timeless character of your home.
Bonus Room Spaces
We ensure that work continues efficiently and up to your standards so you can sit back and watch your vision come to life without lifting a finger.
Interior Design
Have a space that is outdated, dark and in need of a new life? We take your ideas and make them reality with our expert knowledge and creativity to give your space that second chance you are looking for.
Exterior hardscapes & much more
Using only the highest quality materials and extensively experienced technicians. We always assure that every project, big or small, will live up to your expectations and keep you satisfied for years on end.
This home building endeavor has been a very positive experience because of Mike!
– Nathan W
When to call Mike?
Insurance claims is often time consuming, stressful, and difficult to navigate. Michael controls the claim process from the opening minutes by working with the carrier to provide accurate estimating & timelines. The homeowner will be communicated with all along the way to get the best outcome financially. Michael will handle all of the mitigation and restoration efforts seamlessly.
Navigating Insurance Jargon: Your Handy Thesaurus
Embarking on your insurance construction journey might introduce you to a few terms that sound like a different language. Fear not! We’ve compiled a quick and easy guide to help you decode the key words you might encounter:
Adjuster
The Sherlock Holmes of insurance claims – A professional who assesses and determines the value of losses or damages in insurance claim.
Mitigation
Fancy word for superhero moves that prevent your house from turning into a water park after a burst pipe. The process of minimizing or preventing the severity of damage or loss.
Reconstruction
Extreme home makeover, insurance edition. The act of rebuilding or restoring a structure or system to its original or improved state, typically after damage or destruction has occurred.
ACV “Actual Cash Value”
The current market value of an asset, taking into account depreciation and wear, used to determine the monetary worth of property in insurance claims.
RCV “Recoverable Cash Value”
The amount an insurer is willing to cover for the cost of repairing or replacing damaged property, usually calculated based on the actual cash value and deductible.
